Covers medical expenses from hospitalization, accidents, or critical illnesses. Plans include individual, family floater, senior citizen, and critical illness insurance. Features like cashless hospitalization, AYUSH coverage, and no-claim bonuses for claim-free years enhance protection.
Comprehensive insurance covers own vehicle damage, third-party liabilities, and accident expenses, while third-party insurance only covers legal liabilities. Add-ons like zero depreciation, roadside assistance, and engine protection boost coverage. Mandatory for all vehicles, it ensures financial protection.
Protects homes and businesses from financial loss due to theft, burglary, or forced entry. It covers stolen goods, property damage, and repairs caused by break-ins. Businesses, warehouses, and retail shops benefit from this insurance, which can be customized for stock, cash, and valuables.
Covers structural damage and contents of a house due to fire, natural disasters, theft, or vandalism. Policies offer protection against earthquakes, floods, and riots, with additional coverage for jewelry, electronic gadgets, and furniture. Some insurers also provide temporary accommodation expenses in case of severe damage.
Offers financial coverage for trip cancellations, lost baggage, medical emergencies, passport loss, and flight delays. Available for domestic and international travel, this insurance is crucial for frequent travelers, students studying abroad, and corporate travelers. Some plans also provide COVID-19 coverage and adventure sports insurance.
Essential for businesses in import-export, it covers cargo, ships, and goods in transit against risks like piracy, theft, fire, and natural disasters. Policies like hull insurance, cargo insurance, and liability insurance ensure financial safety for shipping companies and traders.
Helps farmers recover from losses due to natural calamities, pests, and unpredictable weather conditions. Government-backed schemes like Pradhan Mantri Fasal Bima Yojana (PMFBY) provide financial aid, covering yield losses, post-harvest losses, and weather-based risks.
Covers multiple commercial vehicles like trucks, taxis, buses, and delivery vans under a single policy. It provides protection against accidents, theft, and third-party liabilities, ensuring cost-effective coverage for businesses operating fleets. Many policies also include driver accident coverage and loss-of-use benefits
Designed for builders, developers, and contractors, it covers construction projects against fire, floods, landslides, and other unforeseen damages. The policy includes material damage coverage, third-party liability, and workers’ compensation, ensuring financial safety during project execution.
A Fire Insurance Policy provides financial protection against losses or damages caused by fire, lightning, and explosions. It helps individuals, businesses, and industries recover by covering the costs of repair, reconstruction, or replacement of damaged property. This policy can be extended to include additional risks such as earthquakes, storms, floods, and riots.
Industrial All Risks (IAR) Policy offers broader coverage beyond fire insurance, making it suitable for large businesses and industries. This comprehensive policy protects against property damage due to fire, natural disasters, theft, and accidental incidents. It also includes business interruption insurance, compensating for income loss due to operational halts
